Cindy Seip, Director of Book Design
Born with a crayon in one hand and a camera in the other, Cindy Seip has never ventured far from her creative instincts. Through the years, her creative side took hairpin turns but always finished with a checkered flag.
As an “A+” student in art, it was her 12th-grade art teacher, Mr. Popovitch, that set her on a professional course in design, introducing her to the Ft. Lauderdale Art Institute. There, she would earn her degree in Advertising Design.
She began her career at the Miami Herald Tropic Magazine and later started her own design + underwater portrait photography business.
Over the years, Seip has amassed an impressive client list with some high-profile names like Sony, Nasdaq, Ericsson, Blue Cross Blue Shield, AvMed, Miami International Book Fair, Breakthrough Miami, and many more. Her accolades reflect her keen eye for design.
Seip resides in sunny Miami with her husband, Miami Herald Photojournalist, Al Diaz, two great kids, and a cute Wheaten Terrier named Amanda Bubbles.
June 2013, Empowered Women International — In this article, Marga Fripp shares the story of Sushmita Mazumdar, a natural connector who wonders about everything and everyone. Her childlike appreciation for the world around her and her desire to inspire everyone to see in it what she does is what makes Mazumdar such a special artist.
“There are people sitting right next to us, and we don’t know their stories!” insists book artist, writer, and educator Sushmita Mazumdar, whose chosen form of artistic expression is hand-making books, most of them true stories.
These are brought to life using vivid colors, captivating design, and a variety of unusual materials. Though a talented graphic artist, Mazumdar is not an illustrator, which has forced her to devise imaginative ways to make her stories visually stimulating without relying on the drawings used in most children’s books.
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June 2013, Be Inkandescent magazine — Oh, how I wish Sheryl Sandberg had written “Lean In” when I was starting my business career!
I absolutely love this book and the concepts it covers, and I think it should be required reading for anyone interested in a career in business—men as well as women.
Actually, the concept of leaning in doesn’t just apply to a business situation, but can be used wherever you are in life.
I am just happy that this new generation of women has the encouragement they need to pursue their career aspirations—without hesitation.
I admit it. I have been guilty of leaning back when I should have been leaning in.
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June 2013, Be Inkandescent magazine — Sometimes, the solution to a problem is right at our fingertips.* So why do we resist? That’s a question worth pondering over a fabulous cup of steeped tea.
In fact, tea and herbs feed the soul and nourish the body. So let nature be your friend.
Here are 10 reasons to drink tea and herbal tisanes.
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June 2013, Be Inkandescent magazine — As the daughter of a Chinese father and American-born mother, I have been exposed to many different stereotypes in the US, Europe, and Asia.
I also grew up taking in mixed messages about what it means to be a successful, professional woman.
While both my parents expressed their belief that I could achieve anything with hard work, focus, and dedication—I saw that professional women’s struggles in Asia are exacerbated.
As I grew older, I saw that women are not taken seriously professionally if they are too passive, but that they can also be derailed professionally by being seen as “too ambitious,” “too expressive,” “too opinionated,” or “too individualistic.”
The trick for me was Finding a way to lean in that felt right.
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Ten female leaders offer insight into how they lean in—and how you can, too
Washington DC, June 1, 2013 — “Thirty years after women became 50 percent of the college graduates in the United States, men still hold the vast majority of leadership positions in government and industry—which means that women’s voices are still not heard equally in the decisions that most affect our lives,” explains Facebook COO Sheryl Sandberg in her bestseller, Lean In.
An extension of her wildly popular December 2010 TedTalk, Sandberg has turned her initial 15-minute-and-28-second snapshot of the issue into a 187-page showstopper that not only examines why women’s progress in achieving leadership roles has stalled—it has galvanized us in ways perhaps more profound than the Atlantic Monthly article “Why Women Still Can’t Have It All,” by Anne-Marie Slaughter.
Why has Sandberg’s movement struck such a chord with so many women?
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FOR IMMEDIATE RELEASE
Contact: Hope Katz Gibbs
Inkandescent Public Relations, www.inkandescentpr.com
hope@inkandescentpr.com / 703 346-6975
May 13, 2013, Washington, DC — Edinger Associates PLLC served as counsel for Franchise Services of North America Inc. (“FSNA”) in its acquisition of Advantage Rent A Car (“Advantage”) from Hertz Global Holdings, Inc. (“Hertz”) and the sublease of Advantage’s nationwide rental car fleet from Hertz. The acquisition of Advantage was consummated on December 12, 2012, and FSNA has been managing Advantage since that date.
Edinger Associates also served as counsel for FSNA in its transaction with Macquarie Capital (“Macquarie”) to provide equity financing for the Advantage acquisition. The final phase of the equity financing was consummated on May 3, 2013 in connection with the re-domestication of FSNA from Canada to Delaware and the issuance of a newly created class of FSNA preferred shares to Macquarie.
The Edinger Associates team advising FSNA was led by Principal Brook Edinger with the assistance of Partners Ladd Johnson and Scott Woodworth, and Senior Counsel Dag Wilkinson, as well as the Firm’s Associate and Legal Assistant staff.
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To celebrate our NEW Lessburg location, and our 15th Anniversary, Curry’s has some great deals to share!
Guaranteed lowest prices on tires—always.
Curry’s is your hybrid expert: Let Curry’s recondition your battery and bring your hybrid’s gas mileage and horsepower back to life!
Use Curry’s Cash to get $20 off your next service.
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Tara Sheahan is rocking the world—one soul at a time.
As the founder of Conscious Global Leadership, she has created an organization whose mission is to support leadership development through mindfulness training and emotional intelligence.
“CGL’s curriculum is results-oriented, and designed for personal and business growth,” says Sheahan, whom we met at the 2013 Conscious Capitalism Conference.
“It won’t take long before everyone is a little more conscious,” insists this dynamo, who is doing everything she can to ignite global social harmony by strengthening the character and consciousness of leaders across all fields. “We aim to share best ‘inner’ practices and how to mentor others for heart-centered living and leadership.”
“Leaders have an extraordinary ripple affect,” insists Sheahan. “We have the power to inspire greatness at home and in our workplace, by first inspiring it within ourselves. This can only occur through inner awareness of thoughts and beliefs that drive us every day. They can be fear-based or love-based.”
“Right now, for example—what thoughts are driving you?” she asks.
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May 2013, Be Inkandescent magazine In this article, Oxford University’s David Pendleton is at Webster University to share his insights into All You Need to Know About Leadership.
We asked him: What are your strengths and weaknesses as a leader?
He said: “I’m no good at planning and organizing. And I’m here today for our interview with my colleague Sean Coleman from Webster University. The good news is that he’s very, very good at planning and organizing. So together, we can be dangerous. But on my own, I’m a bit of a damp squib when it comes to organizing things.”
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May 2013, Be Inkandescent magazine —
HR people, on the whole, don’t tend to be risk-takers. I observe this all the time as I interact with HR professionals in different situations.
Yet, while many HR people would prefer their work worlds to be defined, no matter how hard we try, the people we support constantly push us out of our comfort zone.
I, for one, think that is a good thing. Why? Because when HR professionals—or any business person for that matter—get too settled, they risk becoming complacent.
HR supports the organization and its people, and we work to maximize the success of employees so that the organization can grow to new and exciting levels. And to do that, you have to take risks.
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May 2013, Be Inkandescent magazine — What impressed me when I read “Wild Company,” by Mel and Patricia Ziegler, was that their story of innovation, risk taking, determination, persistence, and bold action is certainly fascinating, especially in view of their wild success.
That story aligns with the stuff of entrepreneurial endeavors. Have a dream, take a courageous leap, encounter trials and tribulations, learn lessons, hopefully succeed and grow.
But how does entrepreneurship work when success and growth isn’t measured in monetary terms—but in lives saved and the extent to which centuries of social inequities are exposed and restructured?
That is the world that a particular type of entrepreneur—social entrepreneurs—inhabit. Their world shares some of the same challenges, problems and pains of the Ziegler’s world, but it sometimes doesn’t tally well on a spreadsheet of accounts.
Case in Point: Lily Thapa.
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May 2013, Be Inkandescent magazine — In this article, Empowered Women International Founder Marga Fripp shares the inspirational story of Paulette Mpouma, who came to EWI in 2011 with an idea that stemmed from spending time playing games with her children as a way to teach them about their home country, Cameroon, and Africa in general.
“I was concerned by how little many people know about Africa, so I sought to create a product that would teach geography, history, religion, and cultural studies in a fun, creative way that would appeal to a wide audience,” she explains.
Based on a lesson that she has taught her children—“If you don’t go to school enough, you have to pay for what you don’t know”—players are encouraged to roll the dice to advance around the continent, earning money for knowledge that they have and paying out for what they don’t know.
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May 2013, Be Inkandescent magazine — “The significant problems we have cannot be solved at the same level of thinking with which we created them,” said Albert Einstein.
This quote highlights the importance of teaching children to think creatively so that they will be prepared to cope with the complexities of our modern world and face situations that do not have one clear answer.
What is creativity, and why is it important? How can it be nurtured? How have creative thinkers changed our lives and shaped our ever-changing world?
These are just a few of the questions that may be used to start the conversation and raise awareness of creativity and its connection to innovative solutions. There are also children’s books that share the stories of children who have solved everyday problems with innovative ideas.
One of my favorites is The Boy Who Harnessed the Wind, by William Kamkwamba and Bryan Mealer and illustrated by Elizabeth Zunon. It’s an inspiring story of a young boy in Malawi who used scrap metal, tractor parts, and pieces of old bicycles to create a crude yet operable windmill to bring electricity to his village.
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May 2013, Be Inkandescent magazine — Does this sound familiar? You are sitting at your desk, and that colleague who has bugged you for ages does something that irks you again. You know that it’s illogical—there’s just something about this person that rubs you the wrong way.
So what do you do? Odds are good that your first response is to tense up. Your shoulders creep toward your ears, your heart races just a little, and maybe your stomach cramps a tad. You silently plot ways to avoid the person—or pretend that venting to your friends makes you feel better. You’d rather not react like this, but it seems uncontrollable.
Click inside for tips on how to stop jumping to conclusions with our colleagues.
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May 2013, Be Inkandescent magazine — Is being wild and adventurous—and strategically planning ahead for retirement—a non sequitur?
That question was answered for me when I read Mel and Patricia Ziegler’s book, “Wild Company: The Untold Story of Banana Republic.” Not only did they start their retail fashion company with $1,500 and no business experience, they re-imagined military surplus as safari and expedition wear.
Innovation was the key to their success. And the same is true when it comes to being creative about planning ahead for your financial future. Consider this research.
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April 19, 2013 — When Financial Planner MIchael Egan appeared on today’s episode of Let’s Talk Live! today on News Channel 8, reporter Sonya Gavankar asked him to explain:
1. What is Medicare? Explain the different parts.
2. Is there a deadline for an individual to enroll in Medicare coverage?
3. Is Medicare the only coverage an individual needs?
4. If you have Medicare and supplemental coverage, then you are fully covered, right?
5. How do you enroll for Medicare?
Egan impressed the audience and producers with his expertise and ability to explain the complicated concepts. Click here to watch this interesting episode!
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WEBSITE — IT Shows
Click image for larger view Writing / Concept by Hope Katz Gibbs
Website design by Michael Gibbs
Website coding / database by Max Kukoy
About IT Shows, Inc.
IT Shows provides USAID with management, administrative, evaluation, and strategic program design services that create, build, and strengthen the capacity of programs in developing countries.
With nearly two decades of experience, our team of international development experts is well-versed in managing, procuring, and recruiting for all project tasks.
Here’s how:
- For each project we are engaged in, we assign capable project supervisors and administrative support. IT Shows leverages the latest communication technologies and facilitates support for global prevention programs.
- Our core capabilities include the use of web-based applications, virtual conferencing, and cutting-edge communications tools.
- Our staff has extensive experience in performance-based contract management, with particular expertise implementing international health programs involving HIV/AIDS/STDs, family planning, and other reproductive health programs.
- Our approach: We pride ourselves in developing creative solutions that result in rapid change. The key to our success is building highly collaborative relationships with the dozens of international health institutions and non-governmental organizations that have long been our clients.
How can we help you? To learn more about our services, projects, contract vehicles, and career opportunities, we invite you to peruse our website. Give us a call so we can discuss how IT Shows can be a valuable team player for your next project. Contact us at 703-284-7068.
“Leaders have an extraordinary ripple affect,” insists Sheahan, whose husband is the equally conscious Casey Sheahan, CEO of Patagonia. “We have the power to inspire greatness at home and in our workplace, by first inspiring it within ourselves. This can only occur through inner awareness of thoughts and beliefs that drive us every day. They can be fear-based or love-based.”
“Right now, for example—what thoughts are driving you?” she asks. Great question!
In this podcast interview with Tara Sheahan, you’ll learn how you can:
- Tap into your innate emotional intelligence, and understand the nature of the mind and its patterns and conditioning, to release old beliefs that no longer serve you.
- Become conscious by better understanding yourself through self-acceptance and compassion.
- Discover that work is play, with success and prosperity as a natural byproduct.
- Be more inspired every day as you start to choose the activities, people, and situations that lift you up.
- Plus, Casey Sheahan chimes in on how Tara Sheahan made an impact on the employees and bottom line of Patagonia by sharing one simple with idea with him.
- And, the couple discusses how their belief in being conscious—and living in a place of love versus a place of fear—has made their relationship stronger.
Don’t miss a moment of our interview.
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April 2013: Is your hybrid vehicle letting you down like a bad date? Has your get up and go got up and went? If you want to increase your gas mileage by 30 percent or more, let Curry’s master hybrid craftsmen restore your car’s performance—like magic!
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All across the globe, small children spontaneously speak of previous lives, beg to be taken “home,” pine for mothers and husbands and mistresses from another life, and know things that there seems to be no normal way for them to know.
From the moment these children can talk, they speak of people and events from the past—not vague stories of centuries ago, but details of specific, identifiable individuals who may have died just months, weeks, or even hours before the birth of the child in question.
For 37 years, Dr. Ian Stevenson (pictured below) has traveled the world from Lebanon to suburban Virginia, investigating and documenting more than two thousand of these cases of past-life memory.
Tom Shroder is the only journalist who has had the privilege of accompanying Stevenson in his fieldwork. He followed Stevenson as he talked to dozens of children and families touched by this phenomenon.
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April 2013, Be Inkandescent magazine — Now, more than ever before, people want to work for an organization they can be proud of. This is especially true of employees in the Millennial generation, who openly talk about wanting to be proud of where they work.
Any employer can create a culture where employees feel pride. Mission-driven organizations have a built-in way to make people proud—stress the mission and the impact that mission has on the community, the nation, and/or the world.
Companies in the for-profit arena can stress the good their product or service brings to the greater community.
Living up to the mission can bring a real sense of pride to employees.
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April 2013, Be Inkandescent magazine — “I want to push the window of sustainability to change the direction of American society,” says Eric Henry, president of TS Designs.
With his business partner and TSD CEO, Tom Sineath, Henry (pictured here) has been in the screenprinting business for more than 30 years, and he is the winner of the Sustainability Champion award from Sustainable North Carolina in 2009.
Outside of his business, Henry devotes much of his time to furthering the sustainable agenda in various community organizations. He founded North Carolina’s Burlington Biodiesel Co-op and has run his car on biodiesel (or straight vegetable oil) since 2004.
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April 2013, Be Inkandescent magazine — “Here at EWI, we know these women can and will succeed,” says Marga Fripp. “Each year, we work with dozens of budding entrepreneurs who have a great idea, and the ambition to turn it into a successful business.”
Case in point: An inspirational story written by Jeremy Brandt-Vorel, an EWI volunteer, about Elda Larue and Lyzbeth Monard. These graduates of Empowered Women International’s Entrepreneur Training for Success program are the creators of delicious cake pops that have become a birthday party staple.
“We’re so excited to have them be part of EWI community, and we look forward to watching them grow and prosper,” Fripp shares.
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April 2013, Be Inkandescent magazine — Brainstorming encourages children to think of new ideas, combine existing ideas in new ways, and generate original and often unusual ideas.
Once they have opportunities to practice this type of thinking, children can improve their ability to make inventive or creative connections between ideas and also come up with new ideas.
An important rule of brainstorming is that all ideas are accepted and none are judged. The process of suspending judgment is important as it emphasizes the importance of accepting all possibilities and helps to ensure and maintain an open mind.
Many great inventions would have met an early end if the inventors had not been open to possibilities and continually thought of new ideas. Thomas Edison’s lightbulb is one such invention.
While other inventors had already invented an electric lightbulb, the filaments that they used were not practical and either burned out quickly or used too much electric current. Edison brainstormed with his team and conducted more than 1,200 experiments before finding a filament that would burn for a long time without burning out.
A fun way to introduce the power of brainstorming to children is a strategy called SCAMPER.
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April 2013, Be Inkandescent magazine — Why wait for your body to provide biofeedback about the bad food you eat? Our bodies need exactly the vitamins and nutrients found in food that comes from the earth, so do your beautiful self a favor and fuel your bodacious bod with good foods that are readily available, are convenient, and are a direct way to give your cells precisely what they need to avoid disease or disharmony.
Say no to belly pain, bloating, and digestive imbalance, and start feeding yourself the nourishment your body needs.
Click inside for some easy ways to get what your body is begging for.
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April 2013, Be Inkandescent magazine — When it comes to the concept of doing well by doing good, I immediately think of my favorite quote from Winston Churchill, who said: “We make a living by what we get, we make a life by what we give.”
Of course, how this is carried out will differ from person to person. For me, it requires a life balance between family, professional aspirations, and altruism—by helping those less fortunate than I.
In their book, “Conscious Capitalism,” authors John Mackey and Raj Sisodia identify four tenets that all good businesses must possess to succeed in the 21st century. Click inside to find my four tenets for success.
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By Ashley Freund
Editorial Assistant
Inkandescent Public Relations
An essential element to successful career advancement in today’s corporate environment is the use of professional and personal connections.
Finding a job is a daunting process, but support from someone who can vouch for your talent can make the process less stressful and ultimately leads to more self-confidence. I found myself in a constant cycle of recommendations and interviews at many companies, but was unable to find an organization that I felt passionate about until Inkandescent Public Relations.
When I met Mrs. Gibbs, founder and president of Inkandescent Public Relations, I felt instantly at ease. She told me in detail what would be expected from me and how, with time, my responsibilities would grow. I have tackled and successfully completed tasks from database control to press releases, and I have had the opportunity to meet people from across the world. I started as an intern, and I am now honored to be the paid editorial assistant for Inkandescent PR.
Making the transition from intern to editorial assistant was intimidating at first. I found myself concerned about how I was going to balance my life at Virginia Tech, where I am a senior, continue to be a contributing member of Kappa Delta Sorority, while maintaining the high quality of work that was expected of me at Inkandescent PR.
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All across the globe, small children spontaneously speak of previous lives, beg to be taken “home,” pine for mothers and husbands and mistresses from another life, and know things that there seems to be no normal way for them to know.
For 37 years, Dr. Ian Stevenson traveled the world from Lebanon to suburban Virginia, investigating and documenting more than two thousand of these cases of past-life memory.
Tom Shroder is the only journalist who has had the privilege of accompanying Stevenson in his fieldwork. He followed Stevenson as he talked to dozens of children and families touched by this phenomenon. What did he learn? And did the evidence convince this skeptical journalist of the existence of old souls?
You’ll learn about that, and more, in this podcast interview with journalist, author and one of the foremost editors of humor in the country.
Click here to download the podcast.
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Embrace Your Power: Red
Financial independence, courage to live your dreams, and confidence in yourself—these are the qualities that make your root Chakra strong.
It is balanced when you feel secure about your career, home, family, and future. From the base of your spine, imagine roots growing from your feet into the earth. Ground yourself by knowing that you are safe and protected.
Root Chakra: Muladhara
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Balance: Orange
Abundance, wellbeing, pleasure, and sexual health are the attributes of this Chakra.
Situated midway between your navel and the base of your spine, you are happiest when your body is healthy.
Stand firmly, radiate love from your core, and belly dance to balance this Chakra.
Sacral Chakra: Swadhisthana
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Glow Like the Sun: Yellow
The ability to feel in control of your life starts in the gut. Located behind your navel, envision this Chakra full of sunshine, for it is in balance when you feel calm about your present and in control of your future.
Radiate confidence, and your solar plexus will glow.
Solar Plexus Chakra: Manipura
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Love With All of Your Heart: Pink and Green
Joy and inner peace are central to your heart being happy.
This central spot is the beginning of your spiritual life, and is balanced when you feel good about your relationships with your lovers and friends, kids and parents.
Honor them, forgive them, and embrace the bliss that is around you as you tap into the strength of your heart.
Heart Chakra: Anahata
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Speak Well: Blue
Your true self is communicated through the honesty of your words.
Envision your Throat Chakra radiating out into to the universe, spreading messages of love and peace, and sharing ideas about how to make the world a better place.
Speak well—with clarity, honesty, and passion. You will be heard.
Throat Chakra: Vishuddha
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See Clearly: Purple
The ability to focus on, and clearly see the big picture of your life, stems from a special spot in your brow—your third eye.
Focus on your future, appreciate all that you have learned in the past, and meditate on your inner knowing.
Third Eye Chakra: Ajna
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Dream + Believe: Brown and Black
From light to dark, embrace all that is coming your way, and know that your dreams can become your reality.
Listen closely to your inner knowing using the two Chakras situated above your ears. Breathe deeply, and be open to hearing all that is possible.
Temple Chakras: Astaroth
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Sparkle: White and Crystal
In that space between sleep and awake, you know who you are and what you truly want.
Perhaps more importantly, you know what your purpose is here on earth.
Your temple Chakras (there are two of them, of course) relate to divine communication and your relationship with God. Believe, and act to make your dreams come true.
Crown Chakra: Sahasrara
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March 29, 2013 — Egan, Berger & Weiner partner Sheldon Weiner, Let’s Talk Live reporter Sonya Gavankar picks the brain of the financial adviser to find out if we really need guaranteed income in retirement.
Weiner offers insight into:
- How important is guaranteed income in retirement?
- What exactly are your sources of income in retirement?
- What do you mean by withdrawal rates?
- At Egan, Berger & Weiner, how do you structure your retirement income?
Click here to watch this 5-minute interview.
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Monica Panlilio, Intern fall 2013-2014
Monica is a senior at Washington Lee High School in Arlington, Virginia. She is interested in the social sciences such as sociology and anthropology. She hopes to major in English and education in college.
Lysa Diarra, Intern summer 2013-2014
Lysa Diarra is a junior at Washington-Lee High School in Arlington VA. She is pursuing an International Baccalaureate Diploma, and enjoy studying different cultures, ideas, and taking on new challenges.
“After high school, I hope to pursue a higher education degree in a field that I am passionate about, and can contribute greatly to,” she says. “By joining the Inkandescent Internship team, I hope to expand my knowledge of the Public Relations and Marketing industry while bringing a diverse and new approach to the already dynamic and successful company of The Inkandescent Group, LLC.”
Lucas Alexander, Spring + Summer Intern 2013
Lucas Alexander is a junior at the University of South Carolina’s Darla Moore School of Business.
He is pursuing majors in Corporate Finance and Human Resources management with a minor in Communication.
He is currently working as an intern at Inkandescent Public Relations, and hopes to pursue a higher education degree upon graduating from college in May 2014.
Rachel Biderman, Summer Intern 2013
Rachel Biderman will be a senior at James Madison High School in the fall. She is currently working as a summer intern for Inkandescent Public Relations, and is both interested and ecstatic for this opportunity. Following her high school graduation in May of 2014, she hopes to pursue the social sciences in higher education, perhaps communications or law.
Shoshana Levenson, Summer Intern 2013
Shoshi Levenson is a sophomore at Walt Whitman High School in Fairfax, VA. She is interested in human psychology, writing, social media, and communication. She looks forward to working as a summer intern at Inkandescent Public Relations, and is eager to learn a lot about the public relations field.
Molly Norrbom, Summer Intern 2013
Molly Norrbom is a rising junior at the College of William and Mary. She is majoring in English and Linguistics and is considering the field of literary publishing.
David Pendleton is an Associate Fellow at Saïd Business School and of Green Templeton College, Oxford. A Charterd Psychologist, he specialises in leadership, assessing and coaching senior executives and developing their abilities to lead change and create high performance cultures.
He co-directs the Oxford High Performance Leadership Programme with Tim Morris, and has made a major contribution to the Oxford Adavanced Management and Leadership, Programme, including a session on leadership and personality and how—through psychometrics—to assess the potential helping and hindering personality characteristics for leadership.
His most recent book, written with Professor Adrian Furham of UCl, “Leadership: All You Need To Know,” which was published 2011 by Palgrave Macmillan. It highlights the key role played by teams in complementing leaders’ capabilities.
That’s what we talked to the professor about when he was a visiting professor at the George Herbert Walker School of Business Webster University in Washington, DC in March 21, 2013.
Don’t miss this podcast with Pendleton.
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WEBSITE — Egan, Berger & Weiner Financial News
Click image for larger view Writing / Concept by Hope Katz Gibbs
Website design by Michael Gibbs
Website coding / database by Max Kukoy
About Egan, Berger & Weiner, LLC
EBW is an independent financial services firm. Our associates have decades of experience in helping our clients plan ahead for retirement.
Our mission is simple: To help our clients accomplish their dreams by skillfully navigating them through life’s myriad financial decisions.
That’s why we launched EBW’s Financial Planning Knowledge Center — a website filled with articles that we have written, interviews we’ve given, and information that we regularly share on radio and TV news shows.
It’s our clients who inspire us.
To show our appreciation, each fall we host a Back to School Night where we offer educational seminars with expert speakers, award a check to the Alzheimer’s Association, and celebrate our anniversary with food and fun. Click here to watch the video, and to read more about the 2012 Back to School Night. And click here to view photos of our first annual EBW Golf Tournament, where we raised $5,000 for Alzheimer’s research.
To learn more about our financial planning services, visit www.ebwfinancialnews.com, and give us a call at 703-506-0030.
March 12, 2013, Washington Post — “Most eateries have a place to sit down while your takeout order is being prepared,” writes Food editor Nevin Martell. “It’s exceedingly rare that a foot bath is recommended to help pass the time. But that’s what happens at House of Steep, which opened last September in Arlington.”
He adds: “The narrow space offers something of a triple play: teahouse and cafe in the front, “foot sanctuary” in the back. The concept was developed by 31-year-old Arlingtonian Lyndsey DePalma, who says she was inspired by her great-grandmother.”
DePalma explains: “She soaked her feet every day, lived to a ripe old age, was healthy as a horse and had a happy life. So I thought there might be something to the whole foot soaking business.”
Click here to read the entire review.
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March 5, 2013, Wall Street Journal — Sheldon Weiner is featured in today’s issue of The Wall Street Journal, in an article by reporter Niki Reading entitled, “Utilizing a Client’s Only Major Asset.”
The 65-year-old woman had recently lost her husband, and a significant chunk of her monthly income. The husband’s pension didn’t include survivor benefits, and the widow’s own Social Security and pension benefits provided just $2,000 in monthly income—far less than her $4,000 in monthly expenses. With only $35,000 in a bank account and a $25,000 annuity, she was on pace to run out of money before she turned 80.
“She certainly didn’t have enough to last a normal lifetime, and she recognized that,” says Sheldon Weiner, a fee-based financial planner at Egan, Berger & Weiner in Vienna, Va., which manages $300 million for about 400 clients.
When she was referred to Mr. Weiner by a friend, the woman told the adviser that her accountant recommended selling her only remaining significant asset: A piece of vacant farmland her husband had bought in the 1950s.
There were two problems with that plan.
Click here to read the entire article.
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By Sheldon Weiner
Financial Advisor/Partner
Egan, Berger & Weiner, LLC
“Money does not guarantee success,” insists Portuguese football manager José Mourinho.
But how important is guaranteed income in retirement? For most people planning ahead for retirement, guaranteed income makes them feel safer. They want to ensure they don’t run out of money before the end of their life.
The amount you’ll need differs from person to person, but industry standards suggest that approximately 35 percent to 40 percent of your current income should be the goal.
So how do you generate guaranteed income?
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Oy boy, said the car,
I am so out of tune!
If I’m going to hum
I need Curry’s—and soon!
My oil is too low,
and I might have a leak.
My pads are worn out,
so my brakes tend to squeak.
My tires are wearing
and could use a rotation.
My battery is weak
and needs charge-ification.
My innards are clogged
‘cause my filters are dirty.
My wipers are shot,
so my vision is blurry.
I know of some guys who can fix all my worries.
They’ve got a garage
and they call themselves Curry’s!
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http://www.beinkandescent.com/articles/1572/hiring-powerful-women-in-action — I am very fortunate to belong to a business book club. We’ve been meeting for a long time, and the group is made up of interesting, smart, opinionated women—which is exactly what you want in a book club.
We started reading books primarily on leadership and management topics and, over time, we’ve branched out to include a book on a powerful woman that we discuss during March—Woman’s History Month.
During the rest of the year, we will all read the same book and discuss it but for the March meeting, we don’t pick a book—we pick a woman. Each of us then finds a book on that particular woman and brings that perspective to the group. Many times several people read the same book!
There are many similarities to the life stories of these incredible women, and what strikes me the most is how courageous they all have been. Many of these women defied their families and friends to take a stand for something they believed in. They each also had a burning passion to help others.
So I take my hiring hat off to these ladies, and encourage HR departments around the country to take on this challenge: Develop a book club for your employees and let them pick a theme for the books to read. Not only will it be a great team-building experience, reading a series of books will inspire interesting conversations, and develop a corporate culture dedicated to learning and personal growth.
Here’s to seizing the power!
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March 2013, Be Inkandescent magazine — This month’s Be Inkandescent magazine theme, Women in Power, has a double meaning when it comes to Ursula Sladek’s “green power” movement.
By her own admission, Sladek (pictured above) was “just a housewife” when she decided to create a power company that has become one of Germany’s largest eco-electricity providers—and the largest that is owned by citizens. In 2011, her publicly owned company was worth 90 million Euros, or approximately $120 million in US dollars. Her goal is to serve more than 1 million customers.
How did she go from housewife to power mogul?
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“There is one thing that every worker, entrepreneur and business owner has experienced firsthand,” writes reporter Ashley Poulter on CEO Blog Nation.
“It doesn’t matter if you are at the top of your game in the business world or just getting your startup off its training wheels, you have still been there: bad customer feedback. There is that one customer who can’t be pleased or falls through the cracks of customer service and greets you with negative feedback about your business. They say you can’t please everyone, but you do have to deal with those you can’t.”
So how do you deal with bad customer feedback? Below are some tips from business owners and entrepreneurs.
Entrepreneur Hope Katz Gibbs advises: Keep calm and carry on
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March 2013, Be Inkandescent magazine — Anca Novacovici is the founder and president of Eco-Coach, Inc., an environmental sustainability firm that assists leading organizations to evaluate, design, and implement sustainable practices.
Novacovici has two big goals: long-term organizational success and positive environmental/social impact.
A LEED Accredited Professional, she sits on the board of the Green Building Institute and is an Adjunct professor at Montgomery College. She speaks frequently on sustainability topics and is the co-author of two books: DC Metro Area Green Career & Jobs Guide, and Sustainability 101: A Toolkit for Your Business. And she speaks frequently on sustainability, corporate social responsibility, and other “green” topics.
So it was a pleasure to sit down for a Q&A with my good friend Anca Novacovici, who is a bright light in the DC sustainability community.
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March 2013, Be Inkandescent magazine — In 2001, nine days after September 11, Marga Fripp immigrated to the US after a medical emergency with her newborn son, who suffered a brain stroke two days after he was born.
“My husband, a former Peace Corps Volunteer in Romania, and I had no plans to come to the United States, but this medical situation changed everything for us,” she explains. “We were told that our son might never speak, hear, see, or be able to walk. We came to America like many immigrants, with hope and faith that what we would find here would save our son’s life.”
How did this mother help her son — and the other women immigrants she met upon her arrival? Her story will impress and inspire you to be all you can be, too.
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March 2013, Be Inkandescent magazine — Innovation and creative thinking are valuable skills that are needed in today’s workforce. A facility for working with analogies gives children a structure for generating creative ideas, seeing complex relationships, and making unusual comparisons.
Analogies are a powerful thinking tool because they build on the brain’s natural inclination to draw connections and comparisons as we learn new material, deepen our insights, and apply creative thinking in our everyday lives. They not only stimulate the imagination, they also lead children to deeper understandings by connecting things that do not always appear connected.
There are three kinds of analogy that may be used to stretch and extend children’s thinking, and each one becomes more complex as it is applied.
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March 2013, Be Inkandescent magazine — Women are special. So special, in fact, that we have our very own medical discipline dedicated exclusively to our beautiful anatomy. Because women tend to carry a large portion of life’s responsibilities—at home and in our professional lives—the resulting stress can play havoc with our overall health.
The good news is that a bounty of natural remedies are available to help alleviate, if not eliminate, what ails us. Consider the following natural remedies to help calm everything from menstrual cramps to menopause and heart disease.
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March 2013, Be Inkandescent magazine — In March, we celebrate Women’s History Month, and this year’s theme is: “Women inspiring innovation through imagination.”
As a financial planner, I look back at the generations of women who throughout American history have drawn on their intelligence, imagination, and sense of wonder to make extraordinary contributions, and I am awed.
I’m also not surprised at how far we have come. Currently, women outnumber men in American colleges and universities. This reversal of the gender gap is a recent trend, noted in 2009, when 57 percent of bachelor degrees, 60 percent of master degrees, and 52 percent of doctoral degrees were awarded to women.
Fortunately for women, this increase in education translates into increased influence—and affluence.
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March 2013, Research magazine — Egan, Berger & Weiner founding partner Sheldon Weiner is featured in this month’s issue of Research magazine in an article entitled, “Stocks: A Hard Sell.”
This cover story of the publication, written by Ellen Uzelac, explains that client enthusiasm for equities has evaporated. How are advisors responding?
Sheldon Weiner said: “Stocks have been a hard sell, but they shouldn’t be. They run in cycles and they have for several hundred years. Back in 2002 or so, Warren Buffett was asked by a reporter, ‘Who in their right mind would put money in the stock market right now? His answer was ‘the millionaire of tomorrow.’ That hasn’t changed.”
Click here to read the entire article.
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February 22, 2013 — On the Feb. 22 episode of “Let’s Talk Live!,” financial planner Bryan Beatty talks about the complicated topic of inflation with reporter Sonya Gavankar.
An expert on the topic, Beatty clarified some of the more confusing details of what inflation is, and how it applies to a retirement plan.
Beatty shared the nitty-gritty with Gavankar, who asked:
- First, the concept of inflation is something that most people think they understand, but on deeper investigation may not necessarily. Can you explain how inflation works in a way that is easy to understand?
- What causes inflation?
- Is this a win-lose situation? Specifically, who wins when inflation is high, and who loses? Conversely, who wins and loses when inflation is low?
- Now, the million-dollar question: In a retirement plan, why is inflation expectation important?
Click here to watch the entire episode on Let’s Talk Live!.
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February 2013: Curry’s Auto melts your butter with our COOL winter savings. Our master auto artisans will keep your car running like the winter wind.
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Sean J. Coleman, J.D., Regional Director, Webster University “Hope Katz Gibbs is a powerful voice for all people, both men and women, on the value of inclusiveness in building relationships in today’s modern business world. She teaches inclusiveness, but more importantly she practices it. We hope to bring her back to Webster for many more speaking engagements.”
Gybrilla Blakes, PhD, Bolling Air Force Base “In our lively panel discussion on The Woman Manager, Hope Gibbs’ insight on what is paramount for women in today’s global workforce was instrumental in the success of our panel, and was well received by the audience of Webster University’s graduate students. We’ll look forward to bringing her back again for future speaking events.”
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February 2013, Be Inkandescent magazine — Our February 2013 Book of the Month is the moving memoir, “Heartbroken Open,”* by Kristine Carlson.
Written after the loss six years ago of her husband and business partner, Richard Carlson — who is known for his bestselling Don’t Sweat the Small Stuff series — the couple had a romantic marriage, two beautiful daughters, and all the comforts of the American Dream.
But on Dec. 13, 2006, on a typical flight to New York, a pulmonary embolism took Richard’s life.
“It catapulted me into heartbreak and uncertainty,” Carlson writes. “It was the end of life as I knew it, and the beginning of a journey through the depths of grief and mourning.”
We recently had the opportunity to talk with Carlson about “Heartbroken Open,” how she coped with the death of her husband, and how others can learn from her experience.
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February 2013, Be Inkandescent magazine — I spent most of my human resources/business career with Marriott International. Bill Marriott, at that time, was president and CEO. He used to start many speeches by saying, “Nepotism’s been very good to me!”
And he certainly made a good point. Following your father and mother in a family business can be a great career path.
However, hiring relatives can create less positive situations for managers.
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Internationally renowned artist Clarice Smith is described by critics as enigmatic and prolific. Her portraits, florals, landscapes, and still-lifes are painted with convincing reality.
For decades, collectors around the world have gobbled up her artwork after attending her numerous solo exhibitions throughout the United States, Europe, and Israel.
Artist Clarice Smith is also the wife of developer and philanthropist Robert H. Smith, whose father founded Charles E. Smith Co. in 1946. Robert and his brother-in-law, Robert P. Kogod, took over the company in 1967. Under their tutelage, it grew to become one of the largest commercial and residential landlords in the Washington, D.C., area, managing 24 million square feet of office space and more than 30,000 residential units.
The Smiths gave generously to the University of Maryland, College Park, which was Robert Smith’s alma mater. The Robert H. Smith School of Business at the University of Maryland, College Park, was named in his honor in 1998 to recognize his gift of $15 million, the largest gift the school had ever received. The Clarice Smith Performing Arts Center, completed in 2001, is named for his wife, Clarice.
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February 2013, Be Inkandescent magazine — Scott Nash founded MOM’s Organic Market in 1987, starting first in his mother’s garage. From the beginning, his mission was to create a retail chain that protects and restores the environment.
With 10 stores in the DC and Baltimore metropolitan region today, Nash prides himself on leading by example.
“In addition to educating our customers, we are proud that our competitors are changing their behavior based on our example,” he says. “Of course, profits are important—mostly because funding helps us keep our mission alive, and it helps us contribute to other causes that support our purpose. So, the more MOM’s stores there are, the more we can protect and restore the environment.”
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February 2013, Be Inkandescent magazine — I Wanna Iguana is the delightful story of a young boy’s efforts to convince his mother to let him have an iguana that his best friend is giving away.
Alex and his mother write back and forth to each other a series of humorous notes and drawings that capture the arguments he puts forth to persuade his mother to let him have an iguana for a pet, and her responses. The book can serve as an excellent introduction to the art of persuasion.
Persuasion is an important thinking skill, and, as Alex learns in this story, it is one that can be learned through practice and reflection.
Listen closely and you’ll hear persuasive appeals wherever you go!
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February 2013, Be Inkandescent magazine — Looking for new and unique ways to connect?
You aren’t alone. Modern couples have limited time for relaxing together, given their penchant for success in most areas of their lives.
Click inside for some easy, effective ways to maintain an organic connection.
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February 2013, Be Inkandescent magazine — I love power couples. When two strong-minded, confident people come to me for help with their financial planning, I know we’re going to end up creating a savvy approach to managing their money.
Not only do dynamic duos exude positive energy and confidence, the merits of each personality often compensate for their character flaws in each other.
That said, their strong-willed determination to be the best does not guarantee that power couples don’t experience power struggles or discord when it comes to money. Why is money such a hot-button issue for power couples?
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By Michael Egan, CFP®
CERTIFIED FINANCIAL PLANNER™
Partner, Egan, Berger & Weiner, LLC
Many of our clients will end up relocating in retirement. Some of them will move locally and others will leave the state.
There are many important factors to consider before making a move.
Below are do’s and don’ts to help you decide what’s best for you:
What to Consider:
- Location (location, location). Proximity to family and friends is critical as you age and need more help with day-to-day activities. If you can’t or don’t want to live near family, at least choose a home near a major airport. That way, if family members do need to visit, they will be able to get to you easily—and back home.
- Proximity to good medical care. Also, a short drive or walk to a supermarket is one of the top things retirees say is important to them. A great website to determine the walkability of your potential neighborhood is www.walkscore.com. Getting “away from it all” may sound great, but it isn’t always the best idea, especially as we get older.
- Resale value. You never know when something is going to happen that will make you need to move again. Sometimes the death of a spouse or significant other triggers the move. Sometimes it is health issues. Sometimes it is the needs of other family members. But it happens more frequently than you may think. Make an unexpected move easier on yourself by choosing initial retirement housing that will sell quickly.
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Kristine Carlson is the author of the moving memoir, Heartbroken Open.
Written after the loss six years ago of her husband and business partner, Richard Carlson — who is known for his bestselling Don’t Sweat the Small Stuff series — the couple had a romantic marriage, two beautiful daughters, and all the comforts of the American Dream.
But on Dec. 13, 2006, on a typical flight to New York, a pulmonary embolism took Richard’s life.
“It catapulted me into heartbreak and uncertainty,” Carlson writes. “It was the end of life as I knew it, and the beginning of a journey through the depths of grief and mourning.”
We recently had the opportunity to talk with Carlson about “Heartbroken Open,” how she coped with the death of her husband, and how others can learn from her experience.
In this podcast interview we discuss:
- What happened the day Kristine learned that Richard had died.
- How she coped that first year.
- Why she wrote “Heart-broken Open,” and the four tenants that she hopes readers will learn from her experience.
- Whether she’s dating! And more …
Click here to listen to our podcast interview with Kristine Carlson.
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Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
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Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
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Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
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Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
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Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
Read More
Digital Print by Anna Paige Gibbs Photography © www.AnnaGibbs.com
11 × 17 inches
framed in glass with black mat
$100
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Inkandescent Public Relations is a full-service PR, marketing, publishing, and website design firm that helps entrepreneurs get more visibility.
Our mission: Since 2001, we have been promoting entrepreneurs, educators, futurists, thought leaders, authors, artists, artisans, chefs, restauranteurs, doctors, attorneys, financial planners, and other successful professionals who are ready to take their businesses to the next level. We help them come up with successful strategies to grow their businesses using PR, marketing, advertising, and publishing tools.
Our philosophy: Creating fireworks is the key to spreading the work, but unless you catch the embers, your moments in the limelight will just be a pretty memory. So, our goal is capture and promote the qualities and characteristics that make your company stand out from the competition.
Our approach: Our team follows our trademarked “8 Steps to PR Success,” from our Inkandescent Rulebook, PR Rules: The Playbook.
Are you ready to be unforgettable? Click inside for our Menu of Services.
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Futurist Yvette Salvatico is an experienced speaker, addressing large audiences on topics such as business policy, diversity, and foresight. “In the 21st Century world of complex ideas and practices, successful leaders, businesses, and entrepreneurs must learn to adapt, be resilient and flexible, and create transformational strategy,” she says.
In this episode of the Inkandescent Radio Show, Yvette shares insights into:
- How corporate leaders can better tap into their creativity.
- The future of talent and learning in the workplace.
- Her keynote speeches, and what she hopes audiences will take away.
- Her experience at Disney included creating and leading its “Workforce of the Future initiative.”
- How and why she became a futurist.
Click here to download our podcast interview with Yvette.
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JANUARY 7, 2013
Our radio show spotlight today is on: David Bruce Smith and Faye Moskowitz, creators of the George Washington University class, Jewish Literature Live
Our hot topic: What inspired Smith and Moskowitz to create a program for undergrads that brings famous Jewish authors to George Washington University’s campus? And what makes them, as authors, tick?
Your host: Hope Katz Gibbs, publisher of Be Inkandescent magazine, and founder & president of The Inkandescent Group
Click here to LISTEN to our podcast interview.
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WHAT IT IS: A flyer is a quick and easy way to tell customers about what you do, how it can help them, and how much your products or services cost so they can make an informed decision about whether or not they want to do business with you.
WHAT IT ISN’T: This ad isn’t a place for you to explain your entire business plan. It’s a quick and dirty way to move customers to action.
WHEN TO USE IT: If you are having a special, promoting a new product, or hosting an event—use a flyer to spread the word.
THE ROI: Flyers are affordable to print — whether you are creating an 8.5 × 11 sheet of printer paper, or smaller more sophisticated door hangers. As with most print jobs, the more you print, the cheaper the per page price. Flyers also don’t take a ton of time to create, so long as you are focused on promoting a single product or service, or an event.
WANT TO SEE AN EXAMPLE? Click inside for more.
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MoneyWatch, Jan. 4, 2013 — In today’s issue of CBS News’ MoneyWatch, our client Sharon Armstrong, an HR expert and co-author of The Essential HR Handbook, offers advice on the topic, “HR should know: 3 things to always share.”
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January 4, 2013 — Egan, Berger & Weiner founding partner Sheldon Weiner knows that since 2008, it has been tough for people to feel confident about their retirement savings. To make matters more complicated, many people are behind in their retirement planning. So what can you do?
In this episode of “Let’s Talk Live!,” Weiner explains:
- Why statistics show that it truly has gotten tougher to save for retirement.
- Why so many people are behind in their retirement planning.
- Tips to help us reach retirement with peace of mind.
Click here to view Weiner’s interview.
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January 2013, Be Inkandescent magazine — What color is your thinking? “Six Thinking Hats,” a book by Edward de Bono, provides a colorful structure to guide children as they discuss a topic or issue from six different perspectives.
There are six colored hats and each color represents a different type of thinking: The white hat is used for facts and evidence, the red hat elicits feelings or emotions that are associated with the topic, the yellow hat focuses on the positive aspects, and the purple hat focuses on the negative aspects.
The green hat is reserved for creative ideas, and the blue hat takes all ideas into consideration in order to formulate a plan. The colors provide an important visual that children learn to associate with each type of thinking.
Children may draw, color, and cut out the hats from paper, cut out different color hats from a magazine, collect hats of the different colors, or create the hats out of colored construction paper.
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January 2013, Be Inkandescent magazine — Got a hangover? Forget the Tylenol, and reach for a steaming cup of healthy, herbal tea. Why? Because tea is nature’s ancient remedy for soothing what ails you.
Here are four blends to ensure you are tip top in 2013. Chin up!
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January 2013: Engine oil is the lifeblood of your car engine, affecting its reliability and performance. Treat yourelf and your care to some TLC from Curry’s Auto Service. Come in today for a transfusion.
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By Yvette Montero Salvatico
Futurist, Principal
Kedge
The Current State: Good Intentions, Poor Results
Having spent the majority of my career as a finance professional for large, multinational firms, I know intimately the Herculean (and often fruitless) task of strategic and financial planning.
By the end of my 13-year tenure within Disney, for example, the various planning processes (annual, five-year, capital, etc.) continued year-round, overlapping and creating a cacophony of competing models, templates, and deliverables that, ultimately, had little to do with the future.
In fact, the only discernible mention of a true futures forecast came in the form of a footnote on the final page of the five-year plan that briefly highlighted potential “risks and opportunities” over the plan horizon.
None of the dozens of five-year plan reviews I participated in ever even acknowledged those risks and opportunities—I guess that’s what you get for being just a footnote.
Here’s the sad truth.
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Futurist Yvette Montero Salvatico is the former head of the Future Workforce Insights division at The Walt Disney Company.
There, she led the effort to establish an internal area of strategic foresight expertise, dedicated to identifying future workforce trends and assessing their potential impact on human capital strategies.
In 2011, she joined futurist Frank Spencer as a principal at Kedge, a foresight and futures, innovation, creativity, and strategic design consultancy.
Salvatico is an experienced speaker, addressing large audiences on topics such as business policy, diversity, and foresight. “In the 21st Century world of complex ideas and practices, successful leaders, businesses, and entrepreneurs must learn to adapt, be resilient and flexible, and create transformational strategy,” she says.
Don’t miss our Q&A with the futurist focused on helping corporate leaders tap into their creativity.
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